Aldaeej, A., Aseeri, H. ., Siddiqui, . A. ., Alshehri, J. ., & Alabdullateef, H. . (2026). Effective Risk Analysis and Predictive Modeling in Motor Insurance in Saudi Arabia. Qubahan Academic Journal, 6(1), 98–117. https://doi.org/10.48161/qaj.v6n1a2094