MAYA DAMAYANTI , S. .; SUTARDI , A. .; ASWIN RAHADI , R. .; MENTARI PUTRI , A. .; NADHIRA ALIYA PUTRI , A. .; HANIFAN , R. . Convergent Microfinance Strategy: Combining Fintech and Conventional Methods to Enhance Rural Financial. Qubahan Academic Journal, [S. l.], v. 6, n. 1, p. 29–46, 2026. DOI: 10.48161/qaj.v6n1a2076. Disponível em: https://journal.qubahan.com/index.php/qaj/article/view/2076. Acesso em: 9 feb. 2026.