BHUVANESHWARI , R. .; K., V. Digital Financial Knowledge and Its Influence on Lending Application Adoption. Qubahan Academic Journal, [S. l.], v. 5, n. 2, p. 322–338, 2025. DOI: 10.48161/qaj.v5n2a1683. Disponível em: https://journal.qubahan.com/index.php/qaj/article/view/1683. Acesso em: 15 jul. 2025.